When you’re in a financial bind and other options don’t seem to be working, you should consider declaring bankruptcy to secure yourself and whatever properties you want to keep from creditors. The choice of the right bankruptcy attorney is just as critical as this one. Since most bankruptcy attorneys are part of a law firm, it’s critical that your research extends beyond the individual. I strongly suggest you to visit attorneys to learn more about this.
Locate a seasoned bankruptcy lawyer.
Make sure you file with a bankruptcy attorney who has years of experience in the field; some law firms cover a variety of specialties rather than focusing on bankruptcy. If you file with an attorney who only handles bankruptcy cases on occasion, this may be detrimental to your case. Finding an experienced solicitor who is familiar with the rules of your state’s bankruptcy code to file your case with can make a significant difference in the outcome. Check to see if the law firm or solicitor will guarantee that your case will be filed correctly.
Find a lawyer who charges flat rates and offers payment plans.
The solicitor or law firm should be aware that you are facing serious financial difficulties and may not be able to pay their fee in full, which may vary from $700 to $1700 depending on the state and city where you live. When you meet an attorney who is willing to work with you on a payment plan, it demonstrates that they appreciate your situation and are sensitive to your financial difficulties.
Find a lawyer who will provide you with a free consultation and review of your bankruptcy case.
Personal bankruptcy is one of the most difficult decisions you’ll ever make; with so much stress and possible creditor abuse, you don’t want to be concerned about overspending, and a bankruptcy consultation should be free.
Your lawyer can prioritise your needs by offering a free financial assessment of your current situation. Look for another solicitor if the one you contact insists or refuses to waive their referral charge. There are far too many law firms and private bankruptcy lawyers willing to provide free consultations; there’s no need to pay.
From the start, assess the attorney-client relationship.
You must feel at ease with your attorney; a good bankruptcy attorney will be able to help you get through this tough period by not only offering the necessary bankruptcy services, but also by being compassionate and sensitive to your situation. They should be able to alleviate the stress you’re experiencing, and you should leave their office feeling confident in your decision to file for bankruptcy. Your lawyer should also be able to answer your questions, no matter how complex they are.